Commercial, Stanley Law. Tony says, “I have seen what it means for insurance to put us through the cleaners.”
Oh, yeah? I have never seen auto insurance companies “put us through the cleaners.” I have seen personal injury lawyers put me through the cleaners when I estimate the amount of tax money stolen in order to file the lawsuits. I have witnessed the increases in auto premiums in an astronomical higher prices, over the years, even when having no tickets or accidents. Nada.
In Florida, I have observed, over and over again, the unwillingness of homeowners’ insurance companies in paying for damages. I have observed Florida allowing PUP insurance companies and watched as insurance premiums increased very astronomically and the political party claiming they did not like regulations allow these unregulated companies to do this. I have observed increases in premiums about five times as high than what exists in other states of this nation. I have also observed a person in New York (my dad) who was able to get paid for damages while denied in Florida for some of the same, plus worse. Yet, Mattar, Stanley, Alexander, and all the rest never do lawsuits against big homeowner insurance companies.
According to the Boorstin book, The Americans: The Democratic Experience, an insurance commissioner provided government regulation, not the GD lawyer crap, against insurance when the companies collected the premiums and never were accountable for using the money in the same way as lawyers in Congress have used our Social Security money and Medicare money to pay for their pet projects and then claim there “is not enough money” in those accounts. Those lawyers in Congress during the late 20th Century were ripping off people by taking from one of the best low-risk group retirement and healthcare plans which have ever existed. As with the insurance plans of the 19th Century which were attacked with government regulation. They were attacked for taking the money and putting that money in a black hole never to be seen again by the consumer on the demand side of the market. it is the same thing today with the money many of us have put forth in group funds (Social Security and Medicare). The only ones to benefit are the lawyers, as the same with the only ones to benefit from the funds we all put into group Social Security and Medicare (no interest earned over time, for US) are the politicians in Congress (primarily lawyers). Select groups who file the lawsuits have a small benefit while the rest of us, with personal injury lawsuits (and workman’s comp) are impacted by increased premiums.
Most of us are put through the dry cleaners by lawyers, not big insurance. Go to hell, lawyers, a bunch of hypocrites with your damn lousy commercials which also are paid for by increased insurance premiums.