The intent of this blog is to promote human equality, human progress, human peace and justice, and optimism. To accomplish this, to encourage the discussion of ideas after identifying and discovering problems, and then creating positive solutions for "we the people," in order to provide for the "general welfare" and "domestic tranquility" of America now and its "posterity" into the future. To encourage an emphasis on separation of religion and state for all, no matter if this is for those "of faith" in a Maker / Creator (Deists, God-loving people, Christians, various people of spirituality) and atheists or agnostics.

Archive for the ‘Personal Finance’ Category

Capitalist Supply & Demand & I Won’t Back Down From Demanding the DEMAND Side with Newspapers

Speaking to people in defense of keeping print copies of newspapers available, I have made a pretty good case in defense of the DEMAND SIDE of the market which has been deliberately curtailed by big fat pigs at the top with a love for money narcissistic and self-centered attitude who simply wish to line their pockets with a USA Today approach like Pravda of Moscow and not considering other aspects about how they can make money with PRINT copies of newspapers.  They DELIBERATELY began to remove the one unique thing which sold newspapers and kept circulation numbers up.  I have been validated with reports from the broadcast media and other sources.  These are not just NEWSpapers, but local NEWS & INFORMATION papers.  These are UNIQUE to local newspapers as the Mustang is to the Ford Corporation.  Would Ford DELIBERATELY get rid of a product which is unique and put in place something which like USA Today and tell all the local people to go to hell and just read USA Today online. 

Because that is what is being shoved down the faces of the demand side of what is SUPPOSED to be a truly capitalist market (not supply side Reaganomics which is NOT capitalism and almost as bad as centrally-controlled government of communists in the Soviet Union) the ultimate result is a destruction of

  • LOCAL NEWS & INFORMATION & PUZZLES
  • LOCAL CALENDARS
  • LOCAL ENGAGEMENT ANNOUNCEMENTS
  • LOCAL OBITUARIES (we think Legacy replaces this? go to h-e-double hockey sticks because one needs an obituary NEWS source which provides the information, especially when one is new to an area and is not on the list of the cliques in town to be informed; Legacy plays another good role AFTER learning of the death of someone
  • LOCAL WEDDING REVIEWS
  • COMICS
  • LOCAL CLASSIFIED ADS
  • LOCAL STUFF LIKE
    • RESTAURANT REVIEWS
    • THEATER & CONCERT REVIEWS
    • LOCAL MUSIC REVIEWS
    • LOCAL ART EXHIBIT REVIEWS
    • LOCAL CONSUMER REVIEWS of LOCAL BUSINESS
    • LOCAL TV & RADIO SCHEDULES & INFO
    •  LOCAL COMMUNITY CIVICS REVIEWS (not politics)
    • LOCAL REVIEWS OF LOCAL POLITICAL CANDIDATES so as to keep people informed and not just listening to the BULLSHIT from news media which agrees and MIGHT NOT be the TRUTH; RESULT of such media? a population which is so stupid they cannot differentiate from right and wrong and digs in its heals with by maintaining the stupidity and a lack of knowledge; what is missing is the ability for people to know what is going on locally in POLITICS, whether at the village, town, county, city, or state

All in this list plus MORE than what is in this list.  The news & INFORMATION, not spread all over so as to search with a lousy Google search engine. 

When the demand side of capitalism answers the way the big fat pigs with mansions hope they would do – stop reading the new versions of what are called local  newspapers, they stop reading and search other sources where they are not TAUGHT but just look for what is in agreement. Yippee!  Then the fat pigs of supply-side newspaper industry Reaganomics can say, “look —— NO ONE IS READING NEWSPAPERS!”  Bullshit.  When you take away the sections and parts which sold newspapers, no one WANTS to read them.  No surprise.  The fat pigs are doing this to the newspaper industry so they can fill their GODDAMN pockets more than others and don’t have to figure out a way to lower overhead or other means.  Ask me.  I have a few suggestions for lowering overhead.  But these bastard pigs modeled after Putin refuse to listen.   

How many times do I get dildo heads who stand up for this supply-side Reaganomics?  All the time.  And I get insulted by such people.  Those who are wealthier than the rest of us simply defending the wealthy and using facts about how circulation has declined.  Of course it has declined.  When the content is condensed, why would it not decline?  Even if The New York Times DOES NOT condense its content, people are NOT being taught to read to learn, but to read to be entertained, as a result of those newspapers which DO condense the LOCAL news.  Besides, The New York Times is not just local but is a better national style news than any of the others, especially on Sundays.  They might have a large market of digital-loving bastards who want technology for the sake of change.  But they don’t take into account the ones who don’t want to go to the trouble and expense of maintaining the freaking technology which is like a little baby, needing constant attention and resources.  The New York Times in print and all we have to do is sit down and read it, not spend most of our time trying to figure out a technology and Internet which is very low quality and lacks any intuitive ways because computers and the ones providing such to the consumers are stupid.  And with gray hard-to-read lettering and really lousy brightness, besides the size of the print, one has to try to face a technology which sucks because it lacks any intuitive ways about it.  Setting up device XYZ12334555.  Or IP SHOCHOIJS10320kpf;jsakljoip.  What the hell is all that supposed to mean to consumers?  Go f yourselves with that bullshit, especially for those of us who are visually impaired and have one more impediment to it all and no one willing to service and maintain such device on the Internet  and on a regular basis.  More people are scammers out there with their hacking and sniper-based cowardly way just to see how well they can trip up the demand side of the market.  This is a barbaric picture of people who don’t give ONE DAMN about one another in America.  They don’t CARE and simply scoff at those of us who complain.  Or ask, “are you ok?” At the time we complain.  YES.  I AM OK.  IT IS THE GODDAMN non-human devices which are NOT OK and the fat pigs who push their national news on us in digital form and with no concern about the demand side of the market because they could no longer earn their GODDAMN money by sitting on their buttes in a lazy fashion. 

My newsprint costs

  • Sunday newsprint newspapers: $494.00 annually
  • Newspapers five or six days of week: $680.00 annually
    • Total: $1174.00 (without delivery, add the freaking gasoline costs a consumer might have: $300.00 (est.)

My technology costs

  • Technology maintenance & replacement: $500.00 annually
  • Internet and phone. About $3000.00 annually
  • Printing & scanning costs: cartridges & paper, etc.:  $300.00 (est.) annually
  • Other costs est. at $200.00
  • Time resource to print ONE article from The New York Times or the Washington Post (etc.) lacks an intuitive touch, perhaps due to the freaking lawyers funneling and wanting to protect royalties, salivating at finding another way to make money with nickel and dime approaches. Compare this to clipping and printing newspaper copy on a copying machine.  Less time in attempting to learn the lack of intuitive approach to do what is needed – with print newspaper. The lack of an intuitive approach to scanning or printing digital copies and no reasonable comparison to copying the newsprint, except the cost of paper and cartridges.  Freaking lawyers in the newspapers disgust the consumer because they probably don’t like the fact that some individual in a household is copying for THEIR OWN personal use what comes from a print newspapers.  Their greedy, money-loving narcissistic self-centered eyes widen with dollar signs from digital. 
  • Constant problems and time spent on fixing problems of technology: 4 to 6 hours in one day’s time, with no assistance (would pay) for regular examination of the problems, while those in the cliques get their own private help and don’t wish to share it
    • Total est. annually for digital:  $4000.00

Digital itself costs almost four times as much.  Almost 2/3 more for the digital.  Add to that the additional times for buffering which is comparable to a 1950s vacuum tube television startup time, plus other problems which are CONSTANT, not just isolated – some est. to be from sniping types of hackers who are nothing but cowards and don’t get stopped by law enforcement which might be more interested in treating those in the black community in a lousy manner.

Meanwhile, the consumers are being screwed. Some behind the cash register complain in stupidity about the price of $6.00 for a newspaper.  Look at these costs and compare these costs outlined above.

And the insulting of me for complaining about being FORCED into reading digitally.  No concern for fellow human beings, but just thinking from their own narrow perspective of life:  me, me, me, and that’s all.  One who states, with blinders on, “her perspective,” knows more about the lack of readers of newspapers than I do who can outline a very wide perspective about this isse, but get insulted instead. 

Others with wealth who insult me.  Perhaps favoring the legal system.  Perhaps defending the system to which one works with technology and wants technology for the sake of change (me, me, me) and does not wish to acknowledge those of us who find CONSTANT and CONTINUOUS problems and expenses of technology and are not WEALTHY enough to spend the money nor the time resources on this, preferring reading the newsprint instead.  We are insulted by such people who call themselves Americans.  But if they think they are friends, who needs enemies?  We would ask for assistance, but the ball is still in our court unless such people live with us.  Not sure such people wish to do that.  Narcissistic money-loving self-centered asses who don’t give one damn about their fellow human beings.  Freak such people with narrow perspectives and blinders. 

Local news broadcasts in one-half hour?  Great for some small minded people who don’t want to learn what is going on.  How many items in the list of local news and information entities above.

There are solutions to this so as to make this a consideration of true capitalist supply AND demand, but no one wishes to consider anything but freaking lousy ideologies with the spinning of a false sense of what capitalism is about by anti-communist jerks on the supply-side Reaganomics fat pigs at the top. 

Solutions:

  • Save newsprint by using tabloid sizes
  • Offer free copies of newspapers at schools, colleges and universities; I have witnessed college students reading newspapers under such conditions; the fat pigs may not be able waddle as much with loaded pockets, but such an increase in circulation can help bolster advertising rates
  • Offer lower prices to consumers who purchase subscriptions for print copies and don’t want the digital (perhaps the GODDAMN sports industry had ought to differentiate between on-demand sports such as football or baseball, rather than a subscription, as was done at one time with attendance at live games; another pet peeve of mine)
  • Have delivery people at busy intersections with newspapers at a very low cost – ANYTHING to increase circulation which is the driving force behind advertising.  More circulation, more readership for which advertisers can benefit and be willing to pay decent prices for the advertising
  • Garage and yard sale kits for placing classified ads
  • Other free offers for placing advertising

The problem with such solutions?  The fat pigs don’t care whether they can lower overhead, just to fill their pockets in easy ways and without having to deal with overhead.  They don’t earn money the old fashioned way because they expect to take money in any way possible, like a Trumpster who needs to be in a dumpster and carried away. 

The demand-side consumers will purchase the newspapers, should the local content not be condensed in such manner as what has happened want a source of local news AND information which brings local news and information in ONE SPOT, not sprawled all over the Internet and a search engine.  It is also easier to go through the white pages of a phone directory, rather than the stupidity of search engines which are designed to pull names and addresses of those who are wealthy and pay at the beginning of a search result list.  Again.  Based on freaking lousy supply-side Reaganomics, not true supply and demand capitalism.  If someone objects to my pointing out true capitalism of supply and demand are lousy humans who likely prefer centralized communism or any anti-capitalist idea beneficial to wealthy pigs.  They are stupid people. 

 I will continue to be adamant and stand my ground against any form of supply-side Reaganomics which is truly Hitler-style business which we don’t need in America.  I will not tolerate insults from stupid and sometimes wealthy people who don’t give a damn about my own desires which make my life happy,  as well as the lives of countless others.  So, Gannett, you can screw in your laziness to eliminate print copy deliveries.  I have offered to help deliver newspapers from another newspaper, as they advertised the need for delivery persons.  I have YET to hear back, so they can all go screw themselves, as well as those who insult me by DICTATING what we Americans SHOULD be receiving in digital.  Go screw and go to h-e-double hockey sticks – by putting them where the sun don’t shine – and that might be in a coffin.  How dare people insult me.  How dare they do that to provoke anger, mockery, and taunting.  This is my country, too, and I demand the freedoms we have with SUPPLY AND DEMAND capitalist considerations.  I am serious about this and find no one to have proof that we MUST have digital.  You have no proof, except the words of money-loving narcissists only. 

Local Binghamton CBS affiliate, channel 12

Dear Sirs or Madams (of CBS Sixty Minutes):

We regularly watch Sixty Minutes and appreciate having this news AND information source available to us. We despise Fox News with its lies. the National Association of Broadcasters needs to put Fox out of business. 

We have a bumper sticker which reads: “We get our NEWS from Comedy Central and our entertainment from Fox News.”  That about describes what we have to the nth degree in America today, due to the Republican destruction of the Fairness Doctrine which was put in place in the 1940s to guard against Nazi propaganda which had destroyed Germany.  In the 1940s, everyone was in agreement, so this was a bipartisan decision.

For some 20 years or more, I have written to publications and the media. I have used local newspapers and local television outlets, as well as networks. I write to Sixty Minutes, especially when I hear the recently repeated story about robots (Anderson Cooper?).  I write about many other news reports. With the demise of local news, by hedgefund lovers of money (also a recent story on Sixty Minutes), I have watched as my writings have not been published.  At first, I was puzzled. As time has gone by and with the wisdom of age, I have discovered the reasons.  Both your Sixty Minutes report and an article in The Economist and other publications have unraveled the mystery and puzzle to me.  When one relies only on intuition and observation of actual events at a Florida newspaper and elsewhere, it is good to find out that what I have been writing about what I KNOW has been correct, it is sad that no one pays attention to me anymore.  At one time, before the older great journalists retired – the people of good will running local newspaper – I was accepted. Now I feel as if I am on the outside looking in when most of what I have written has been correct.

Wat I am finding is that my distribution to a local Binghamton Fox affiliate has been read by such people at Fox. What do they do? Just as Trump does. Put a spin on what I say that is in line with their lies and re-distribute.  There is no teamwork among people of good will in the media business and that is a crying shame.  So, I have removed the Fox affiliate from my distribution.  I have removed Sean Hanity from my distribution list. 

With this being said, what about the other three Binghamton television network affiliates? NBC and ABC affiliates in Binghamton are run by one owner. The local news comes from one outlet: Newschannel 34, the ABC affiliate.  The PBS affiliate has no local news, only the PBS Newshour and other PBS network news analysis. 

This situation leaves the local CBS affiliate, WBNG, channel 12.  The local news is not always “local, but taken from “wire” stories on CNN and other news places. CBS Channel 12 had the best local news source in this area, back in the years when I was growing up.  Today, I would have to say this Grey Company local affiliate is not THE BEST, but it sure is better than Fox 40. 

What bothers me about local channel 12 is the fact it no longer accepts email. This is the device I have used to distribute what I write.  Why does channel 12 do this? Why does a news AND INFORMATION channel not read what I write any more? What the hell is going on? Here we are and I can say my likes and dislikes are pretty much on the same page as channel 12. But none of my writing is accepted there.  Don’t get me wrong. There is never 100% agreement with any humans or human organizations. But my judgment is that, unlike Fox, they don’t lie. They are not liars, liars pants on fire.

Yesterday, I was in an area in which a local Solid Gold radio broadcast (Equinox) was difficult to receive as we have a country music station interfering. So, in the car, we turned to another local radio station with music more acceptable to us, though it was NOT solid gold.  In this area, there are pockets where hills block one signal and from some valley comes another. Back in the days of my youth, with mostly AM broadcasts, that never happened here. Even when FM was introduced, it never happened. We received ALL Binghamton stations plus other smaller city stations. Today, we senior citizens are being relegated to purchasing, on a lower revenue stream in our family budget, Sirius XM. At one time, it was all FREE, FREE, FREE – supported by local advertisers.  But yesterday, in the car, when listening to this other station because we were FORCED to do so by rules emanating from the FCC which is controlled by big business when it should be a third party representing the DEMAND SIDE of the market or WE THE PEOPLE.  It is represented by those on the SUPPLY SIDE of the market. Period.  Money is used to validate this. BS on that because free broadcast once DID make money and could still make money, just not feed the already filled to the brim pockets of those with hedgefund investments like the guy Sixty Minutes reported on who now owns a multitude of newspapers and can buy a mansion in Miami when most of us have had to leave Florida because we cannot afford the housing there (along with factors of heat, humidity, and hurricanes with outrageous costs to put money into an insurance hole for hurricanes and never see it again).  But on this radio station we were FORCED to turn to, as a Cuban citizen might be forced when Castro put a block on many broadcasts from Miami, we listened to the news. At the end, we discovered we were FORCED to listen to Fox News. Fox News ended the broadcast with “all America loves Fox News.” Another lie because all America DOES NOT love Fox News. They say it to inspire groupthink from peer pressure and get Republicans elected. I call the Republicans “republicunts” and “repugnicans” because, due to Fox News, the Republicans have become perverted and are NOT like the Republicans I knew one time, associated with, and was a registered Republican. BTW. How much media is covering those of us who have found that “republicunts” and “repugnicans” have forced us to leave the party? Instead I hear crap about Democrats. 

Interestingly enough, the story on Fox News which we heard and which surprised us, was a condemnation of Joe Biden. It was absurd as this news report did not just report the news, as was the function under the Fairness Doctrine, but made a comment about how bad Biden was because he stood up to Big Oil.  In other words, he stood up to the Koch brothers, Texas slick oil men, and others.  Fox News did not say that, did they? They wish to force the Keystone Oil Pipeline and only do that by drawing a false picture of alternative fuels. Had we been more in line with alternative fuels, due to Fox News, we would not be stuck today with the a dilemma which mirrors the results of the 1973 oil embargo.  It was republicunts which put the axe on alternative fuels – for the sake of BIG OIL

This harks back to a Sixty Minutes report many years ago about the development of green technology and alternative fuels with the help of government “incubator” money for business in America.  The report was a great one in which we the people learned that America, perhaps being blocked by BIG OIL back in those days(?), did not have investors to buy up those companies because it required deep pocket-ed investors for the long term development of such alternatives.  Your report told about investors from China who were purchasing these “startups.”  And to Fox News people, they blame government dollars being thrown to China, while they never report on how much Big Oil was sabotaging Americans who may have wanted to invest, so as to hold the control in thic country. It is the basis for attacks against Democrats, while, as is always the case (and with gun safety and domestic terrorism), it is the Fox followers and their sabotage which are the root cause – with their evil love of money. 

With all of this explanation, I return to the issue of local news CBS affiliate, channel 12. Back in the days when television was first begun, I recall channel 12 being both CBS and ABC. The local NBC affiliate is now Fox40 and a new NBC affiliate was formed after that change happened.  Channel 12 was the only VHF affiliate at that time. It still really is the only “digital” VHF, except perhaps the local NBC affiliate run by ABC affiliate channel 34. Thus, in those early years, few people actually invested in a UHF antenna. I know my dad did not. It was stupid of the FCC to do that, especially when we compare to the city of Scranton where ALL the local affiliates have been UHF and VHF has not existed there. If there were smart people on the FCC back then, they would have handed all the VHF to bigger cities such as Syracuse, Rochester, and so forth. With the VHF affiliate in Binghamton and no one investing in UHF antennas, but purchasing huge VHF antennas to receive channel 12 of Binghamton and the Syracuse VHF stations, that station in Binghamton left the other network broadcasts in the dark as underdogs to channel 12. The news reporting on channels 40 and 34, quite frankly my dear, SUCKED.

When channel 12 was both CBS and ABC, we got to see, in the late 1950s when I was at pre-K age, Mickey Mouse Club. It was broadcast on ABC, so channel 12 picked it up.  (Ironic that ABC is now owned by Disney and the “mouse”).  Thus, my favoritism of CBS channel 12, which went to CBS only at the time channel 34 was created (WBJA) as an ABC affiliate (see the story about the history of channel 34: https://tvstations.fandom.com/wiki/WIVT ). 

Thus, with the sabotage of my stories conducted by Fox and the fact that a better news station (CBS 12 of Binghamton) rejects email, I have to protest this situation because good people are not coming together to solve this problem in America. This is not polarization. It is the news and information being taken over by one network when we have four networks. Fox operates in the same way as the communist party or Nazi party control of broadcasting in a dictatorship. 

I repeat. That is NOT polarization so bleeding heart liberals need to stop being so damn diplomatic about it all and calling it polarization.  I despised the Capitol 4th concert this past week (on PBS) because, once again, it tries to be nice and talk about a divided America. It is NOT divided. It is a nation with the stage being set for dictatorial control just like that of Hitler and Goebbels. We need to stop pussyfooting around with all this BS for bleeding heart diplomacy – as if that is going to fix the problem.  Given the evidence in history in other nations, THIS BLEEDING HEART DIPLOMACY WILL NOT FIX THE PROBLEM OF THIS NATION HEADING TOWARDS A DICTATORSHIP. IT WILL NOT. I have been correct in EVERYTHING I HAVE SAID AND WRITTEN SINCE THE ELECTION OF RONALD REAGAN IN 1980, so TO BE IGNORED NOW IS REALLY ASININE.  To not be able to write to the local CBS affiliate is asinine, too.  You people need to collect the information, not be concerned about how nice Fox or republicunts or repugnicans are treated.  Stop the BS of bleeding hearts.  Stop scoffing at people like me and ignoring what we are saying. 

PLEASE PLEASE PLEASE. People of America consider what German Niemoller said: 

“First they came for the socialists, and I did not speak out—because I was not a socialist.

Then they came for the trade unionists, and I did not speak out— because I was not a trade unionist.

Then they came for the Jews, and I did not speak out—because I was not a Jew.

Then they came for me—and there was no one left to speak for me.’

This quote was one of many which inspired the creation of the Fairness Doctrine in late 1940s USA.  Cowards are the ones who realize I am correct and use what I write to the detriment of people of good will among the Democrats AND true Republicans (i.e., the Lincoln Project).  It is about time journalism and media reared its head loud and strong against such actions. 

Why does local CBS affiliate channel 12 NOT accept email? What the hell is this in forcing us to do? All to go to ONE monopolized platform called Facebook? Or forcing us to go to social media only?  Forcing us to listen to the lies of Fox and other outlets of hatred?  Listen to the DEMAND SIDE of a capitalist market which SHOULD exist with balance between supply and demand. I speak about such balance and keep in mind this is just as the checks and balances are SUPPOSED to exist in our government between executive, legislative, and judicial, but has been SABOTAGED by people like Trump, Giuliani, McConnell, Thomas, Kavanaugh, Barrett, Kevin McCarthy, Marjorie Taylor Greene, Gaetz, and many other sodomites who enjoy rape of women, but not homosexuality. 

For the DEMAND SIDE, I am speaking. Now pay attention to many of us who want checks and balances in government and economics, not a dictatorship of the SUPPLY-SIDERS.

Stop the Wealthy Ones of America Who Think only the Little People Pay Taxes – PLUS MORE ISSUES

Dear Editors:

A documentary told us how a small wealthy nation did not have a regressive income tax. Instead, they use a value-added tax (VAT) and property taxes.  I was tarnished because I identified, incorrectly, the name of the nation and where it was located.  The point about of my writing was about how this nation did not HAVE as many “little people” as the USA does, so it prefers a VAT and property taxes.  In other words, this nation is unable to play around with tax deductions and tax credits because it would do them little good. So, this nation uses a VAT instead. Notice that the wealthy in the USA who don’t wish to pay ANY taxes because they have us “little people” in which they can shove taxes down our throats, while getting away with “murder” of not paying taxes at all, as they invest their money elsewhere, probably in this little nation with the VAT.

This needs to stop and a VAT here in the USA, replacing sales taxes AND income taxes, is an answer, because the tax is on anything the producer price index (PPI) addresses, not what the CONSUMER price index (CPI) and income of CONSUMERS (the “little people”) are forced to do, after the union busting of these wealthy people have increased the income gap between wealthy and the rest of us astronomically – more than 1000% increase for those controlling the corporations since the 1970s.  (See article in 23 April 2022 Business section of The [Scranton] Times-Tribune , “A widening wealth gap,” for more information about what I am saying).

as for criticism about having the wrong nation, it loses the impact about the point I am trying to make. Perhaps some might say I deserve it because I promote accuracy, truth, and lack of hatred in what the media puts out.  On the other side, I can say this.  With the destruction of librarian jobs in the media, as I viewed happening over the past 20 years or so, then the problem is not me, the librarian, but the lack of people checking for accuracy. Thus, I view a documentary and attempt to recall the name of the nation, and get immersed in the lack of librarians to check the facts about such a documentary.

For me, too, as a librarian, I find it more difficult to use a reference to video documentaries.  With newspapers and magazines, it is in print. Therefore, had I read this information in a print copy like a newspaper or magazine, I am able to go back and confirm what was printed. With this video documentary, I am not able to do this.  With technological advances, it is more difficult to do so with digital copies of newspapers, too. Google has become a lousy search engine which goes far from what information / library scientists at Syracuse University and Cornell University developed for natural language searching in the 1970s and 1980s.  Google is lousy and most search engines are lousy. Much easier to clip or copy a print copy of a periodical article. Go ahead. Shoot holes in what I say, based on a love of ME, ME, ME – and “it works for ME, ME, ME.” I have given examples with an overview, not just ME, ME, ME.  I have experience with digital searching and how lousy I have seen it become today, so it is not about only ME, ME, ME. But about Katzer and Salton of upstate New York and the development of such systems. 

The wealthy ones of America have embraced this digital shit, destroyed local control of media, destroyed the jobs of those who research accuracy, truth and lack of hatred. We end up with such wealthy folks going against the very things which developed this nation when my maternal 5th great-grandfather (and many other wealthy folks), during the time of the American Revolution, gave money to the Federal government when it had nothing, “…in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defence [defense], promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity.”

Meanwhile, the wealthy of America, with the goons of union-busting, the destruction of the once-sensitive leadership of corporations (i.e., George F. Johnson and Thomas J. Watson) have denied living wages to the “little people” of the USA and work to preserve this by supporting social dissonance with wedge issues and purchasing of votes when there are those who are not gay, black, Latino, Jew. Therefore these folks are ME, ME, ME oriented and don’t wish to support human equality and human justice with “liberty for all.”  In other words, these “little people” say, “I’m not gay, black, Latino, Jew, so why should I care?” Wedge issue and wealthy money behind it, in the Republican “Nationalist” group.  (Nationalist = Nazi). 

The next time you read that some part of what I say, having nothing to do with my main point, has an inaccuracy, THINK, THINK, THINK… about the overall point of what I write. Don’t shoot holes when the main point is important to consider.  THINK… about the destruction of librarian and library research jobs. You certainly would not consider removing jobs of number crunchers and lawyers, would you? The Nazis of Germany were given a slap of sarcasm by the song, “Money Makes the World Go Around” – written by a gay man.  The wealthy pigs of America take the song seriously, along with the “Nationalist” Nazis of America. 

These wealthy fat pigs won’t do the elimination of a regressive income tax in which they play games with deductions and credits, for the salvation of SOME groups of people.  They won’t eliminate such taxes, plus sales taxes on the CPI which require profit margins to be cut into by hiring number crunchers and lawyers. It’s okay to eliminate jobs of librarians and educators, but not the number crunchers and stupid law people with their personal injury lawsuits and workman’s’ comp lawsuits.  They don’t want to use a VAT because they believe in the Nazi view about “money making the world go around.”  

The Canadians do not have such abysmal things as frivolous lawsuits and workman’s comp crap with the fakes who push them. They pay one-quarter of the cost of healthcare than Americans pay in this “private” system tailored to the wealthy and the career lawyers and wealthy business people who sit in and control Congress with PACs and lobbyists, including those of the military-industrial complex which Dwight D. Eisenhower warned us about this complex being bad.  Lawyers and number crunchers stand strong while the people just complain about government and we “little people” not only pay the taxes, but also pay four times as much as Canadians for healthcare, while Canadians have increased the average longevity of human beings in Canada.  Only a person in France can be the oldest person in the world, at the age of 118. But not in America.  GODDAMN the fat pigs of America who lead us into the future with “little people” and others being “dashed on the stones” and no one to do something about this situation. 

My point about this discussed nation, whether island nation or peninsula, is that when there are no “little folk” around for the wealthy fat pigs to amass huge amounts of money and then invest in offshore accounts (island nations), while doing NOTHING for the people of America.

Andrew Carnegie, a person who provided money from his wealth, for libraries and education, said that the success of a society is not due to individuals, but due to the society. Wealthy man, Bill Gates, said that people would save money by using a library to read books, not to purchase books for their own individual library.  Yet, the “Nationalist” Republicans reduce educators and librarians by way of elimination of local coverage of newspapers and then claiming “no one reads newspapers,” with a hidden agenda to increase the use of digital technology – for the sake of wealthy ME, ME, ME folks who don’t give one damn about WE THE PEOPLE.  These wealthy fat pigs dictate to those companies which support social progression by acknowledging sexual identity (i.e., sexual identity is more than just about gay folks, but teaching young kids, whether male or female, to be more confident about themselves than to submit to a lousy freaking male teacher in upstate New York who had sex with young girls). These wealthy fat pigs don’t like local media reporters who report the unethical and corrupt behavior at the local level. So, they push to eliminate this aspect of the news, claiming, “no one reads newspapers so do it by digital.”  I have numerous examples in Florida in which corrupt and unethical behaviors were once uncovered at the local level.  It took local reporters AND librarians to do it. These freaking lousy wealthy ones have destroyed us in this field, while supporting lawyers and number crunchers, as if they are deity because, as the Nazis said, “money makes the world go around.”  Not true and we have many examples in history in which money DOES NOT make the world go around, but if it did, it was done for the good of WE THE PEOPLE, not the fat goons of union busters and corrupt, immoral, unethical individuals in society.  Scot Andrew Carnegie, Scot 18th-Century theologian/economist/philosopher, Adam Smith, and many others are examples. And any inaccuracies in media could be stopped with references on PRINT copies. But if it is said in a video or on digital technology, who the hell can find such inaccuracies to consider what was said?   Simplicity comes with the PRINT copies.

Personal Finance & Investments

Dear Editors:

“Survive the Sell” (7 Feb. 20222).

In learning about personal finances, I was always taught, “buy low, sell high.” It works For those of us who have used this approach in investing in real estate for a primary residence and investing for the  long-term. Such work becomes very clear.  It is also clear regarding stock market, insurance, and other concerns for investing. 

When the economy goes sour, though, many people panic, as James Royal points out in item 2 in his article.  That is a big problem. I have witnessed those who panic during a downward spiral of the stock market.  They panic and believe they should get rid of the stock immediately. When they do, they miss the point about “buy low, sell high.” For during a downturn in the stock market, one sells when the prices go down. Instead, one should be “buying low.” Panic leads people in the wrong direction.  It’s too late to sell because that should have been done before the downturn. People then need to sit tight and wait for the return of the market and prices heading upward.  Of course, even in a downturn, if one happens to have stock which remain high and/or gain in price, they should sell such investments.  But there is a risk that one day the price is good and the next day it is not.

Even with real estate, it is tough to figure out when the price has gone high enough and whether or not one should sit still and wait longer.  If there are signs of the market going down, of course, sell because the price may have topped out. It is a risk as to which decision, sit still and wait or sell while the price is good. 

At this point, though, I am dismayed at the headline, “Survive the Sell.”  In so many cases right now, in the stock market, it is likely a bad idea to consider any type of “sell” at all. “Buy low, sell high.” 

Nevertheless, it is a good thing for a newspaper to bring such guidelines in personal finance to the forefront. Look forward to more informative articles on the business pages. 

Daily News: MAGA My Way

Make America great again.Not like big fat piggish ways of Donald Trump fascists with love of money 1st.MAGA my way.

WRONG! FICA is not a tax, as described at SSA.gov

FICA means Federal Insurance Contributions Act. With these words, it is not a tax. Yet, on the SSA website is described as a tax. It is not a tax. I repeat. It is not a tax. If it were a tax then the money put into my “contribution” to my homeowners’ insurance would be a tax, too, would it not? FICA is a capitalist investment into a pooled insurance resource run by the government. It is not a tax. Need I say this again? FICA is not a tax, no more than the “contribution” I make to my auto insurance is a tax.

My investment with FICA provides me with a better capitalist return on investment than return on investment from my homeowners’ insurance, which stands at 0% over some 50 years of my investment. I wish I had put my homeowners’ insurance premiums into a government-run pooled resource for all those years, then I could make a claim for a return on my investment. As it stands now and with the various companies to which I have invested the funds, there is no good paper trail over time in which I could claim a return on investment. That makes it nicer for the wealthy pigs of America to take money from us and give us no capitalist return on investment.

With FICA/Social Security, we are held hostage to the fat pigs of America who don’t pay a FICA (insurance contribution) which is equivalent for all of us, across the board. The fat pigs don’t make money the old fashioned way, to earn it, as those of us who work hard have done. I don’t answer surveys with “expand Social Security.” If possible, I would want to comment that we need to tighten Social Security which is an equivalent percentage figured for FICA (insurance contribution) for all.

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