The intent of this blog is to promote human equality, human progress, human peace and justice, and optimism. To accomplish this, to encourage the discussion of ideas after identifying and discovering problems, and then creating positive solutions for "we the people," in order to provide for the "general welfare" and "domestic tranquility" of America now and its "posterity" into the future. To encourage an emphasis on separation of religion and state for all, no matter if this is for those "of faith" in a Maker / Creator (Deists, God-loving people, Christians, various people of spirituality) and atheists or agnostics.

Posts tagged ‘insurance premiums’

Tony & Putting us through the dry cleaners

Commercial, Stanley Law. Tony says, “I have seen what it means for insurance to put us through the cleaners.”
Oh, yeah? I have never seen auto insurance companies “put us through the cleaners.” I have seen personal injury lawyers put me through the cleaners when I estimate the amount of tax money stolen in order to file the lawsuits. I have witnessed the increases in auto premiums in an astronomical higher prices, over the years, even when having no tickets or accidents. Nada.
In Florida, I have observed, over and over again, the unwillingness of homeowners’ insurance companies in paying for damages. I have observed Florida allowing PUP insurance companies and watched as insurance premiums increased very astronomically and the political party claiming they did not like regulations allow these unregulated companies to do this. I have observed increases in premiums about five times as high than what exists in other states of this nation. I have also observed a person in New York (my dad) who was able to get paid for damages while denied in Florida for some of the same, plus worse. Yet, Mattar, Stanley, Alexander, and all the rest never do lawsuits against big homeowner insurance companies.

According to the Boorstin book, The Americans: The Democratic Experience, an insurance commissioner  provided government regulation, not the GD lawyer crap, against insurance when the companies collected the premiums and never were accountable for using the money in the same way as lawyers in Congress have used our Social Security money and Medicare money to pay for their pet projects and then claim there “is not enough money” in those accounts. Those lawyers in Congress during the late 20th Century were ripping off people by taking from one of the best low-risk group retirement and healthcare plans which have ever existed. As with the insurance plans of the 19th Century which were attacked with government regulation. They were attacked for taking the money and putting that money in a black hole never to be seen again by the consumer on the demand side of the market. it is the same thing today with the money many of us have put forth in group funds (Social Security and Medicare). The only ones to benefit are the lawyers, as the same with the only ones to benefit from the funds we all put into group Social Security and Medicare (no interest earned over time, for US) are the politicians in Congress (primarily lawyers). Select groups who file the lawsuits have a small benefit while the rest of us, with personal injury lawsuits (and workman’s comp) are impacted by increased premiums.

Most of us are put through the dry cleaners by lawyers, not big insurance. Go to hell, lawyers, a bunch of hypocrites with your damn lousy commercials which also are paid for by increased insurance premiums.

19 July 2011

Fascist Hypocrites

To those people who believe it is “unfair” to be paying for Medicare which also pays for abortions and Planned Parenthood, I say:  get a life.

Here are a few of the things which I find “unfair,” yet I am forced to pay for these things anyway:

  • Roman Catholic church channel on cable television
  • Fundamentalist church channels on cable television
  • Fox “Propaganda” News
  • All sports on cable television rather than a “pay-as-you-go” system which was around in the 1970s when I could CHOOSE to attend a Syracuse Orangemen football game in Archbold Stadium rather than paying all of the NCAA, NFL, NBA, MLB, NHL, and what not – through my cable television bill
  • Censorship on television I watch
  • Making the American Dad look stupid in sitcoms on cable television
  • Stupid political advertisements which make derogatory statements about the people and issues I choose to support – hoping I will conform because I pay for this shit on cable television – so “if you can’t beat them, join them!”
  • Stupid political advertisements about how wealthy people are more intelligent than the common folk (yes, indeed, I have viewed such a heinous ad)
  • Thrillers, Suspense movies – the stuff with blood and guts all over the cable television screen
  • Violence on cable television
  • War and the murder of innocent people
  • Lawyers fees paid through higher insurance premiums
  • Paper-pushing non-productive jobs in insurance companies (particularly in healthcare)
  • Accountant and lawyer fees due to the myriad loopholes and deductions in a very stupid income tax system
  • Supplies for my education classroom
  • Increased homeowners’ insurance premiums, even after paying thousands of dollars over 40 some years
  • Increased health insurance premiums for my son
  • Increased insurance premiums paid after never receiving a DIME after investing in the premiums for some 40 years
  • Decreased FICA in Jan. 2011 due to a wimpy president and the stupidity of ideological jerks in the Republican Party – which threatens my INVESTMENTS I have made over 40 some years – INVESTMENTS which stupid ideological bastards in the Republican Party call, “entitlements.”  I am entitled all right – to the MONEY I INVESTED in the hopes of reaping a RETURN ON INVESTMENT OVER THE LONG TERM
  • CEOs who receive bonuses they don’t deserve and a pay rate differential from the common American from what it was in the 1970s
  • My tax dollars to banks which refuse to help those of us who have paid our bills responsibly over 40 years and find the unresponsible Americans currying more favor than we receive
  • The 13% interest I paid on my mortgages in the 1980s after Ronald Reagan promised to reduce interest rates – in order to defeat Jimmy Carter for the presidency
  • Increased prices on the NEEDS of the consumer (the demand-side) due to the EXCESSIVE GREED of the supply side who look at the continuing DEMAND for NECESSITIES like housing (rent, too), food, healthcare, energy heating and cooling human needs, and education as a reason for jacking up prices – because the demand will always be there – and re-creating the mercantilist / feudal landlord system of the Middle Ages – DESPITE evidence that society was better without such horse shit economics
  • Monetary support of regimes in Pakistan and the Middle East – especially those who funded Osama Bin Laden; in fact, any foreign funding while America’s infrastructure crumbles and we have nothing left to deal with crisis situations
  • Money paid to immigrants which is derived from MY government investments into Medicare and Social Security (oh, yeah, many are Roman Catholic who will support the Roman Catholic takeover of our government – the conformity which will create utopia and which I do not support)
  • Monetary support for the anti-competitive pro-monopolistic measures of big business which contain people who are cowards to compete with Fidel Castro and Chavez head on – and prefer to remove competition rather than meet it head on
  • Monetary support for drilling oil in this nation rather than keep our oil as a “savings” account and invest in non-oil energy products and make such products more competitive
  • Monetary support for continued monopolistic ventures in electricity rather than truly opening up the field of energy to competition which will help drive down prices – competition between electric and propane gas, natural gas, and other sources which will provide the necessary cooling and heating for basic human needs

Is this list long enough?  Oh, it’s not?  Well there are more items to add to this list.

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