The intent of this blog is to promote human equality, human progress, human peace and justice, and optimism. To accomplish this, to encourage the discussion of ideas after identifying and discovering problems, and then creating positive solutions for "we the people," in order to provide for the "general welfare" and "domestic tranquility" of America now and its "posterity" into the future. To encourage an emphasis on separation of religion and state for all, no matter if this is for those "of faith" in a Maker / Creator (Deists, God-loving people, Christians, various people of spirituality) and atheists or agnostics.

Posts tagged ‘investments’

Personal Finance & Investments

Dear Editors:

“Survive the Sell” (7 Feb. 20222).

In learning about personal finances, I was always taught, “buy low, sell high.” It works For those of us who have used this approach in investing in real estate for a primary residence and investing for the  long-term. Such work becomes very clear.  It is also clear regarding stock market, insurance, and other concerns for investing. 

When the economy goes sour, though, many people panic, as James Royal points out in item 2 in his article.  That is a big problem. I have witnessed those who panic during a downward spiral of the stock market.  They panic and believe they should get rid of the stock immediately. When they do, they miss the point about “buy low, sell high.” For during a downturn in the stock market, one sells when the prices go down. Instead, one should be “buying low.” Panic leads people in the wrong direction.  It’s too late to sell because that should have been done before the downturn. People then need to sit tight and wait for the return of the market and prices heading upward.  Of course, even in a downturn, if one happens to have stock which remain high and/or gain in price, they should sell such investments.  But there is a risk that one day the price is good and the next day it is not.

Even with real estate, it is tough to figure out when the price has gone high enough and whether or not one should sit still and wait longer.  If there are signs of the market going down, of course, sell because the price may have topped out. It is a risk as to which decision, sit still and wait or sell while the price is good. 

At this point, though, I am dismayed at the headline, “Survive the Sell.”  In so many cases right now, in the stock market, it is likely a bad idea to consider any type of “sell” at all. “Buy low, sell high.” 

Nevertheless, it is a good thing for a newspaper to bring such guidelines in personal finance to the forefront. Look forward to more informative articles on the business pages. 

30 July 2011

Wicked Evil tea party

I discover my heritage and belong to the SAR because I wish to learn from the past and make life better for the future by building upon our proud American heritage.  The tea party is negative and wishes to tear apart our American heritage – while proclaiming a false interest in our heritage.

I chose to reduce my involvement in SAR when I learned Jeb Bush joined it.  I believe the Bush family, in the name of fascism and nazisim, wish to mock our American heritage rather than build upon it.  Jebbie’s graddad, Prescott was a Hitler sympathizer when Hitler was spewing forth hatred in Europe.  I have no toleration for hatred and there is no opinion when it comes to hatred.  Obviously, President Franklin D. Roosevelt felt the same because he froze the assets of Senator Prescott Bush – due to Prescott Bush’s support of hatred.

That is what it comes down to.   You can call it what you wish.  But the Bush family has supported hatred.  They might have money, but they use that money to support hatred and invoke an ideology they believe, as all fascists do, there will be utopia if everyone conforms.  Obviously, they worship money so much that “frozen assets” would be a point of vindictiveness to put this nation through hell – all for the love of money.  I believe the agenda of Jebbie, George, Neil, Marvin, and George, Sr., is to tear apart what Franklin D. Roosevelt did.  And I believe they have many friends with gobs of money – friends who worship money and hatred – who are willing to help them.  The Koch brothers and others affiliated with Bush and the tea party are despicable lousy evil people – the type of people to whom Jesus Christ directed his anger while living on this earth.

If what I am saying is not true, then why did George Bush wish to tear apart Social Security – a government program implemented by a true American – in favor of a program from South America (Chile) where corrupt banana republic greedy bastards rule the nations?  The love of money would be so immense that Georgie Porgie and Jebbie would not wish to build upon what we already have in OUR America, but would wish to tear it down.  Why?  Due to vindictiveness and vengeance towards FDR.  That is a hell of a reason to force what these piggies are doing to America today – via the obstructionist tea party.

To the tea party person who denounced the idea of “all Americans having a home,” first of all, you can go to hell – you son of a military careerist who takes money from our people and then condemns the Middle Class.  Secondly, you and the other tea party dimwits condemn the ideas of American home ownership which have proven to be a better way to do long-term investments.  But then, I suppose that is too capitalist for your low-life tastes.  My investments outside home ownership have been volatile.  George Bush and company made home ownership into a volatile investment because they don’t believe in the wonderful humanism which COULD exist in this nation – among a wonderful people here.  Humans in communities can pull together far better than the 1% which owns and places in slavery a community of people by forcing conformity through fear and intimidation.  The contrast between the Dark Ages run by a brutal fascist church and the “re-birth” of humans during the Renaissance demonstrates the differences completely.

The tea party wishes to plunge our great people backwards into the age of feudal landlords and mercantile economics – a time when people were enslaved and not given opportunities to pick themselves up by the bootstraps and make life better for ALL PEOPLE, rather than just a greedy selfish piggish 1% of the population.

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